PLEASE READ CAREFULLY. These Terms & Conditions ("Terms") constitute a legally binding agreement between you and Existential Gateway, LLC, doing business as QuantusData™ ("Company," "we," "us," or "our"). By accessing or using quantusdata.ai and its associated tools and services (collectively, the "Platform"), you agree to be bound by these Terms. If you do not agree, do not use the Platform.

1. About QuantusData™

QuantusData™ is an AI-powered data intelligence platform owned and operated by Existential Gateway, LLC, a limited liability company registered in the State of Texas. Our Platform provides AI-driven data analysis tools for insurance, healthcare, legal, financial, real estate, retail, education, and other industries.

Contact Information:
Existential Gateway, LLC DBA QuantusData™
Email: existentialgateway@gmail.com
Website: quantusdata.ai

2. Eligibility

You must be at least 18 years of age to use the Platform. By using the Platform, you represent and warrant that you are at least 18 years old, have the legal capacity to enter into binding agreements, and are not prohibited from using the Platform under applicable law.

3. Subscription Plans & Billing

3.1 Available Plans

QuantusData™ offers the following subscription plans:

3.2 Billing & Payment

Subscriptions are billed on a monthly recurring basis. Payment is processed securely through Stripe. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel. All prices are in USD and are subject to applicable taxes.

3.3 Cancellation & Refunds

You may cancel your subscription at any time through your account dashboard or by contacting us at existentialgateway@gmail.com. Cancellation takes effect at the end of the current billing period. We do not offer refunds for partial months. All sales are final unless otherwise required by applicable law.

3.4 Plan Changes

You may upgrade or downgrade your plan at any time. Upgrades take effect immediately. Downgrades take effect at the start of the next billing cycle.

4. AI-Generated Content Disclaimer

IMPORTANT: All analysis, reports, insights, predictions, and recommendations generated by QuantusData™ are produced by artificial intelligence and are intended for informational purposes only. They do not constitute professional legal, financial, medical, insurance, or other licensed professional advice.

You acknowledge and agree that:

5. Data Privacy & Uploaded Data

5.1 Your Data

When you upload data to the Platform, you retain ownership of that data. By uploading data, you grant us a limited, non-exclusive license to process your data solely for the purpose of providing the requested AI analysis.

5.2 Prohibited Data

You must not upload any data containing personally identifiable information (PII) including but not limited to: full names, Social Security numbers, dates of birth, addresses, phone numbers, email addresses, financial account numbers, driver's license numbers, medical record numbers, or any other information that could identify a specific individual. By uploading data, you confirm that all PII has been removed.

5.3 Data Retention

Uploaded files are processed and not permanently stored beyond what is necessary to complete your requested analysis, except for Business Plan subscribers who have opted into the data retention feature. We do not sell, share, or use your uploaded data for any purpose other than providing the requested services.

6. Acceptable Use Policy

You agree not to use the Platform to:

7. Intellectual Property

All content, features, functionality, designs, logos, trademarks, and proprietary algorithms on the Platform — including QuantusData™, Existential Gateway™, and associated branding — are the exclusive property of Existential Gateway, LLC and are protected by United States and international intellectual property laws.

You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or exploit any portion of the Platform without our express written permission. AI-generated analysis outputs are licensed to you for your personal or internal business use only and may not be resold or redistributed.

8. Business Plan — Custom Tool Terms

Business Plan subscribers are eligible to receive one (1) custom-built AI analysis tool per year of continuous subscription, subject to the following conditions:

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EXISTENTIAL GATEWAY, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE THREE (3) MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify, defend, and hold harmless Existential Gateway, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising out of or in any way connected with your use of the Platform, your violation of these Terms, your violation of any applicable law, or your infringement of any third-party rights.

11. Dispute Resolution & Mandatory Arbitration

PLEASE READ THIS SECTION CAREFULLY. It affects your legal rights, including your right to file a lawsuit in court.

11.1 Informal Resolution

Before initiating arbitration, you agree to first contact us at existentialgateway@gmail.com and attempt to resolve the dispute informally. We will attempt to resolve the dispute within 30 days of receiving your notice.

11.2 Binding Arbitration

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved exclusively through binding individual arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Texas, and the arbitrator's decision shall be final and binding.

11.3 Class Action Waiver

YOU AND EXISTENTIAL GATEWAY, LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims.

11.4 Exceptions

Either party may seek emergency injunctive relief in a court of competent jurisdiction in Texas to prevent irreparable harm pending arbitration.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes not subject to arbitration shall be resolved exclusively in the state or federal courts located in Texas.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by updating the "Last Updated" date at the top of this page and, where appropriate, by sending an email notification. Your continued use of the Platform after any changes constitutes your acceptance of the new Terms.

14. Termination

We reserve the right to suspend or terminate your account and access to the Platform at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or for any other reason. Upon termination, your right to use the Platform will immediately cease.

15. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED SERVICE. WE DO NOT WARRANT THAT THE PLATFORM WILL BE ERROR-FREE OR THAT DEFECTS WILL BE CORRECTED.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Existential Gateway, LLC regarding your use of the Platform and supersede all prior agreements and understandings.

17. Contact Us

If you have any questions about these Terms, please contact us at:

Existential Gateway, LLC DBA QuantusData™
Email: existentialgateway@gmail.com
Website: quantusdata.ai